Effective: November 7, 2026
These terms cover your use of creatingfinancialsecurity.com, run by Creating Financial Security. By using the site, you agree to them. We have kept them short and plain.
What this site is
Creating Financial Security publishes plain-English guides about everyday money. Every guide is built from what official sources and credentialed authors publish and lists its sources at the end. Guides are general information, not financial, investment, tax, legal or insurance advice for your situation. Our writers are not financial advisers. See our Disclaimer.
Our content
Our guides, illustrations, fact cards and the site's design belong to Creating Financial Security. Facts and quotes we report belong to the sources we credit, and we link to them.
You are welcome to:
- read and share links to our guides;
- quote a short passage with credit and a link to the guide;
- print or save a guide for your own use.
Please do not copy whole guides or illustrations to another site, sell our content, or present it as your own.
Links to other sites
Our guides link to government sites and other sources, and our toolkit may link to companies. We do not control those sites and are not responsible for their content, products or privacy practices.
Ads and affiliate links
The site shows ads, each labelled "Advertisement". How ads and any future affiliate links work is explained in our Affiliate Disclosure.
The challenge, newsletter and contact form
If you sign up, we will email you the challenge and updates until you unsubscribe on the newsletter preferences page. When you contact us, please do not send account numbers or anything you want kept secret. How we handle what you send is explained in our Privacy Policy.
Using the site fairly
Please do not try to break into the site, overload it, send spam through its forms or use it to harm others. We may block access that does.
Accuracy and corrections
We work hard to get every number right and to fix mistakes quickly. The site is provided as it is, and we cannot promise it will always be available, current or free of errors. To the extent the law allows, Creating Financial Security is not liable for losses that come from using the site or acting on its information.
Changes
We may update these terms. When we do, we will change the date above. If you keep using the site after a change, the new terms apply.
Questions
Send us a message through the Contact page.